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Provision of new housing construction for in Surat to whom the market is not catering. The people whose annual income is below the affordability line. The people living in an informal house, formal substandard house and tenants who are living in congestion and people who seeking for housing adjustment through mobility. This income segment has to compromise housing ownership because of their monthly expenditure on other basic need. They cannot afford the least priced unit available in the market. Home Ownership for a low-income group is a major investment as security and pride. Giving a better solution to support their livelihood and shelter in potential areas to upgrade their living standards. As well as encourage the developer through incentivizing. Because It is required that the public sector and private sector work together to produce the required housing stock for Public Housing.